They steer like an ocean-liner, they wander off, you have to dismount to fight, and often the horse gets a few whacks in the process, and then gets [&@%!] off at me for its getting in the way of my claymore!
In my estimation there would only be worth in having a horse if you could store items in saddle bags. And quite frankly - just why would that have been so difficult for the developers to come up with!? Dah! It seems like a logical thing to allow you to store items in portable/saddle bag storage...
Also, you do not increase in speed, acrobatics, agility, etc. by having your arse on a horse; you only increase those values by running and jumping.
And, it's far easier to run through the country side and forests without having to worry about some damn horse getting attacked by a wolf or bear.
No doubt about it...to me the horses in Oblivion are utterly useless the way they're integrated into the game play.







