If this happens to you then dont cry, because i found a solution, im sharing it here.
Download the Daghex2f file from here:
http://www.uesp.net/wiki/Daggerfall:Files
Place it (daghex.exe) in your DAGGER-directory where daggerfall is installed.
Run it in DOSBOX (most likely) and change save properties. Here you can change the y z x coordinates of your character. Im quite sure y was the vertical one, which you probably dont want to mess with.
Hope anybody else can use this, and get out of a nasty pickle and dont have to start over, but for gods sake remember: SAVE OFTEN
